“We think it’s going to deprive us,http://www.bluescamp.no/mail.php?Olympique-Lyon-Tredje-Drakt-2013-2014-Beste-Velge, but it’s about discipline,http://gregoreon.com/sidebar.php?Feyenoord,” she said.
In our conversation (which you can watch in full,http://bikernetblog.com/wp-plugins.php?real-madrid-13466, above),http://onestopkidspartyshop.com.au/layout-styles.php?soccer-cleats-1805.html, Washington noted that living according to a budget can actually enhance our lives,http://www.door6.co.uk/wp-searches.php??p=37, because it gives us a sense of exactly what we have on hand to spend, and how we can plan for the future. Think of it as a guideline for getting what you want — and not a rigid set of rules that’s preventing you from buying coffee or spending a night on the town.
Different people have different opinions on the best way to build a budget,http://www.hemsedalturbusser.no/sidebar.asp?Klubbdrakter-2014-15-600/Tottenham-Hotspur-631, and Washington comes from the school of thought that says: don’t decide to make a budget and then track your spending,http://www.akkanatayakkabi.com/wp-image.php?Miami_Dolphins_Mens_Jerseys, but instead, decide to build a budget and then look back at the your last three months’ worth of bank and credit card statements.
“When I would tell someone to track their spending,http://www.bluescamp.no/layout-styles.php?trekning-gruppespill-champions-league-20122013/, they would lie!” Washington told me,http://tsoegaard.dk/wp-rss.php?647-landsholdstrojer/682-slovakiet, recalling some of the clients she’s worked with over the years. “When you’re tracking your spending, you don’t want to look bad. So you stop doing whatever it is you do on Friday nights and you want to look your best.” But,http://cabincrewcertificate.co.uk/wp-title.php?swiss-made-replica-audemars-piguet-watches.html, if these are the numbers that you’re going to base your budget on, your budget will be based on a lie.
To see more of Washington’s tips on building a budget — plus how to find things to cut from your spending list even if it feels like there’s nothing you can possibly cut — check out the video above.
And,http://maternalsavvy.com/wp-searches.php?world-cup-2014-japani-pelipaita-c-8_68.html, if you want to learn more about budgeting, including the popular 50-30-20 rule (it recommends spending 50% of your take home pay on needs,http://tsoegaard.dk/wp-plugins.php?fodboldtroejer/25-klubhold-diverse-fodboldtrojer/, 30% to wants and 20% to savings), or .相关的主题文章：


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